Dental plan?

What's a good dental plan, not associated with Aetna, or Blue cross or any of those? I'm gonna get a separate dental plan because those programs pay very little of the costs. Maybe "Delta Dental?"

Dental plan?
I have Delta Dental and haven't had to pay for anything during check ups and cleanings and they're widely accepted. They have a lower lifetime maximum than others when it comes to orthodontics though.
Reply:Best dental coverage I've seen is MetLife their upper plan has a $3,000 a year max. Probably the only one i might consider. Getting one with a $ 1,000 a year max is a waste b/c you will pay the insurance company the same or more in that year.
Reply:You can't just go out and buy dental insurance on your own. If you work somewhere it's offered, you're lucky.





Individual dental insurance isn't cost-effective for the company. If an insurance carrier covers many people in a work place, they are collecting all those premiums and only a few will use the insurance.





However, if YOU buy a plan, they only get YOUR premiums and you will for sure use it. See how that works?





Some organizations (such as AARP) use group buying power to get dental plans for members. I also know Delta Dental is offering an individual plan in some states called "Patient Direct." This is a pilot program, and is not available everywhere yet.





Stay away from internet-based "discount dental plans" such as Ameriplan. They are not a good value for what you pay.

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